tag:blogger.com,1999:blog-8135140867497773065.post5820384820467402054..comments2020-03-22T19:16:17.531-04:00Comments on Public Health Stories from a Super Legit Expert: The Wrong CrowdJoy Leehttp://www.blogger.com/profile/08313123330229627380noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-8135140867497773065.post-8094916394749093362012-07-30T19:00:57.293-04:002012-07-30T19:00:57.293-04:00You're exactly right, Jeong-- that's one w...You're exactly right, Jeong-- that's one way that insurance companies can attract healthy people (and encourage people to be healthy). And by structuring plans differently (with and without these incentives, covering different disease groups differently, deductibles, etc.), they can discern who is likely to be healthy by what people choose. This doesn't necessarily prevent death spirals (even if you attract people with $400 fitness rebates, they'll still leave if their premiums keep rising if the sick outweigh the healthy), but it's definitely a piece of the puzzle.Joy Leehttps://www.blogger.com/profile/08313123330229627380noreply@blogger.comtag:blogger.com,1999:blog-8135140867497773065.post-58360456432066498252012-07-30T18:53:09.444-04:002012-07-30T18:53:09.444-04:00I would think that if insurance companies incentiv...I would think that if insurance companies incentivize joining for young people (gym memberships, discounts at sports stores, advertising in these fitness events like Crossfit games, Tough Mudder, etc), that should be able to build some healthy patient margin.Anonymoushttps://www.blogger.com/profile/04565269879700070627noreply@blogger.com